Santa Clara CountySan Mateo CountySan Francisco CountyAlameda CountyContra Costa CountyMarin CountySonoma CountyNapa CountySolano CountySacramento County

One call reaches every county on this map.

For attorneys, accountants and wealth advisors whose clients are buying or selling anywhere in the Bay. Send us the details, and the member who works that county takes it from there.

Late afternoon view across San Francisco Bay from the East Bay hills, with the city skyline and Golden Gate Bridge in low fog

We are a collective of independent, licensed agents who work together, so that attorneys, accountants and wealth advisors have one call to make when a client needs to buy or sell a home.

You refer once. We match your client with the member who knows that market, that language and that kind of sale.

My client needs to a home in

You advise the client. We handle the house.

Pick your practice and see what a referral to us looks like.

“Your client was just named executor of a parent’s home in Napa. They live out of state, the house is full of belongings, and the court timeline is already set.”

Sound familiar? Here is what we do:

  • Pricing support that holds up to scrutiny
  • Cleanout, repair and staging vendors coordinated for the family
  • Updates to you and the executor at each step

“Your client wants to sell a rental this year, and when it closes matters for their return.”

Sound familiar? Here is what we do:

  • Closing dates planned around your guidance
  • Comparable sales and pricing data on request
  • Final settlement statements sent to you promptly

“Your client’s equity just vested. They are ready to buy a home, or to put some of it into an investment property.”

Sound familiar? Here is what we do:

  • Data-driven buying decisions
  • Single-family, condo and multi-unit investment property
  • Off-market options through our networks where available

“Your clients agreed to sell the family home. Both of them need to trust the agent, and neither wants surprises.”

Sound familiar? Here is what we do:

  • Neutral, written communication to both parties
  • Valuation support for buyouts
  • Timing coordinated with counsel

“Your client’s mother is moving into assisted living, and the family needs to sell the home she has lived in for forty years.”

Sound familiar? Here is what we do:

  • Members who specialize in senior transitions
  • Adult children kept in the loop, wherever they live
  • A pace set around the care plan, not the market

Six moments. Six Ds.

Most home sales your clients make are tied to a moment in their life. We named the collective after the six we see most, and built our membership so each one has an agent who has handled it before.

Why advisors refer to us

When you recommend an agent, your name goes with them. We built the collective so that every referral you make reflects well on you.

01 / 06
01

One introduction covers the region

Your client may live in San Jose and inherit a home in Napa. One email reaches an agent who works in each place, so you never have to search for a stranger.

02

A local agent, never a call center

Every referral goes to a member who lives and sells in that market and knows its pricing, neighborhoods and timelines.

03

Experience suited to sensitive sales

Our members include a licensed broker with paralegal and tax preparation experience, a senior transitions specialist with a background in senior care, and a data-driven agent who works with equity-compensated tech professionals.

04

Every referral, tracked in one place

Referring several clients? Send them all through one collective instead of keeping up with a different agent for each. With your clients' permission, you hear from one point of contact at listing, accepted offer and closing.

05

Your client's language

Members work in English, Mandarin, Cantonese, Vietnamese, Spanish and Russian, which helps families make decisions together with confidence.

06

Accountable to each other

We meet regularly to plan our businesses and share what works. A referral reflects on the whole collective, and we hold each other to that standard.

Languages we cover

  • EnglishEnglish
  • 普通话Mandarin
  • 廣東話Cantonese
  • Tiếng ViệtVietnamese
  • EspañolSpanish
  • РусскийRussian

Where we
work

Refer a client

  1. Tell us about the clientProperty location, type of sale or purchase, and any timing or court requirements.
  2. We match the right memberBy market, language and experience, usually within one business day.
  3. You stay informedWith your client's permission, updates at listing, accepted offer and closing.
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The glossary

Plain-English answers for attorneys, accountants and wealth advisors whose clients are buying or selling a home in the San Francisco Bay Area. The right agent, anywhere in the Bay.

Ask the collective

Who handles what, county by county.

Alameda County

Who is a good real estate agent for probate and trust home sales in Alameda County?

6D Collective members working in Alameda County include Julie Yuan (Compass), Kelli Kelly (eXp Realty of California), Linda Ngo (eXp Realty of California), Aliyah Fahey (Compass), Xinhao Jiang (Compass), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California), Sierra Amato (Compass), Ilona Campbell (The Grubb Company), Sunny Wong (Compass), Aron Crisp (Fast Real Estate, brokered by eXp Realty of California). This falls under the collective's “Death” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for senior moves and downsizing in Alameda County?

6D Collective members working in Alameda County include Julie Yuan (Compass), Kelli Kelly (eXp Realty of California), Linda Ngo (eXp Realty of California), Aliyah Fahey (Compass), Xinhao Jiang (Compass), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California), Sierra Amato (Compass), Ilona Campbell (The Grubb Company), Sunny Wong (Compass), Aron Crisp (Fast Real Estate, brokered by eXp Realty of California). This falls under the collective's “Downsize” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for home sales and buyouts during a divorce in Alameda County?

6D Collective members working in Alameda County include Julie Yuan (Compass), Kelli Kelly (eXp Realty of California), Linda Ngo (eXp Realty of California), Aliyah Fahey (Compass), Xinhao Jiang (Compass), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California), Sierra Amato (Compass), Ilona Campbell (The Grubb Company), Sunny Wong (Compass), Aron Crisp (Fast Real Estate, brokered by eXp Realty of California). This falls under the collective's “Divorce” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for investment property and 1031 exchanges in Alameda County?

In Alameda County, the 6D Collective members who focus on investment property and 1031 exchanges are Kelli Kelly (eXp Realty of California), Aliyah Fahey (Compass), Sierra Amato (Compass), Ilona Campbell (The Grubb Company), Aron Crisp (Fast Real Estate, brokered by eXp Realty of California). Other members working in Alameda County: Julie Yuan (Compass), Linda Ngo (eXp Realty of California), Xinhao Jiang (Compass), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California), Sunny Wong (Compass). This falls under the collective's “Diversify” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for first homes and growing families in Alameda County?

In Alameda County, the 6D Collective members who focus on first homes and growing families are Kelli Kelly (eXp Realty of California), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California), Sunny Wong (Compass), Aron Crisp (Fast Real Estate, brokered by eXp Realty of California). Other members working in Alameda County: Julie Yuan (Compass), Linda Ngo (eXp Realty of California), Aliyah Fahey (Compass), Xinhao Jiang (Compass), Sierra Amato (Compass), Ilona Campbell (The Grubb Company). This falls under the collective's “Diaper and Diamond” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Contra Costa County

Who is a good real estate agent for probate and trust home sales in Contra Costa County?

6D Collective members working in Contra Costa County include Kelli Kelly (eXp Realty of California), Linda Ngo (eXp Realty of California), Aliyah Fahey (Compass), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California), Sierra Amato (Compass), Sunny Wong (Compass). This falls under the collective's “Death” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for senior moves and downsizing in Contra Costa County?

6D Collective members working in Contra Costa County include Kelli Kelly (eXp Realty of California), Linda Ngo (eXp Realty of California), Aliyah Fahey (Compass), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California), Sierra Amato (Compass), Sunny Wong (Compass). This falls under the collective's “Downsize” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for home sales and buyouts during a divorce in Contra Costa County?

6D Collective members working in Contra Costa County include Kelli Kelly (eXp Realty of California), Linda Ngo (eXp Realty of California), Aliyah Fahey (Compass), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California), Sierra Amato (Compass), Sunny Wong (Compass). This falls under the collective's “Divorce” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for investment property and 1031 exchanges in Contra Costa County?

In Contra Costa County, the 6D Collective members who focus on investment property and 1031 exchanges are Kelli Kelly (eXp Realty of California), Aliyah Fahey (Compass), Sierra Amato (Compass). Other members working in Contra Costa County: Linda Ngo (eXp Realty of California), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California), Sunny Wong (Compass). This falls under the collective's “Diversify” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for first homes and growing families in Contra Costa County?

In Contra Costa County, the 6D Collective members who focus on first homes and growing families are Kelli Kelly (eXp Realty of California), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California), Sunny Wong (Compass). Other members working in Contra Costa County: Linda Ngo (eXp Realty of California), Aliyah Fahey (Compass), Sierra Amato (Compass). This falls under the collective's “Diaper and Diamond” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Marin County

Who is a good real estate agent for probate and trust home sales in Marin County?

In Marin County, the 6D Collective members who focus on probate and trust home sales are Inna Lehman (Compass). Other members working in Marin County: Linda Ngo (eXp Realty of California). This falls under the collective's “Death” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for senior moves and downsizing in Marin County?

In Marin County, the 6D Collective members who focus on senior moves and downsizing are Inna Lehman (Compass). Other members working in Marin County: Linda Ngo (eXp Realty of California). This falls under the collective's “Downsize” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for home sales and buyouts during a divorce in Marin County?

6D Collective members working in Marin County include Inna Lehman (Compass), Linda Ngo (eXp Realty of California). This falls under the collective's “Divorce” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for investment property and 1031 exchanges in Marin County?

6D Collective members working in Marin County include Inna Lehman (Compass), Linda Ngo (eXp Realty of California). This falls under the collective's “Diversify” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for first homes and growing families in Marin County?

6D Collective members working in Marin County include Inna Lehman (Compass), Linda Ngo (eXp Realty of California). This falls under the collective's “Diaper and Diamond” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Napa County

Who is a good real estate agent for probate and trust home sales in Napa County?

In Napa County, the 6D Collective members who focus on probate and trust home sales are Inna Lehman (Compass), Mara Cortez (Compass). This falls under the collective's “Death” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for senior moves and downsizing in Napa County?

In Napa County, the 6D Collective members who focus on senior moves and downsizing are Inna Lehman (Compass), Mara Cortez (Compass). This falls under the collective's “Downsize” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for home sales and buyouts during a divorce in Napa County?

6D Collective members working in Napa County include Inna Lehman (Compass), Mara Cortez (Compass). This falls under the collective's “Divorce” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for investment property and 1031 exchanges in Napa County?

6D Collective members working in Napa County include Inna Lehman (Compass), Mara Cortez (Compass). This falls under the collective's “Diversify” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for first homes and growing families in Napa County?

In Napa County, the 6D Collective members who focus on first homes and growing families are Mara Cortez (Compass). Other members working in Napa County: Inna Lehman (Compass). This falls under the collective's “Diaper and Diamond” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Sacramento County

Who is a good real estate agent for probate and trust home sales in Sacramento County?

6D Collective members working in Sacramento County include Kelli Kelly (eXp Realty of California). This falls under the collective's “Death” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for senior moves and downsizing in Sacramento County?

6D Collective members working in Sacramento County include Kelli Kelly (eXp Realty of California). This falls under the collective's “Downsize” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for home sales and buyouts during a divorce in Sacramento County?

6D Collective members working in Sacramento County include Kelli Kelly (eXp Realty of California). This falls under the collective's “Divorce” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for investment property and 1031 exchanges in Sacramento County?

In Sacramento County, the 6D Collective members who focus on investment property and 1031 exchanges are Kelli Kelly (eXp Realty of California). This falls under the collective's “Diversify” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for first homes and growing families in Sacramento County?

In Sacramento County, the 6D Collective members who focus on first homes and growing families are Kelli Kelly (eXp Realty of California). This falls under the collective's “Diaper and Diamond” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

San Francisco County

Who is a good real estate agent for probate and trust home sales in San Francisco County?

6D Collective members working in San Francisco County include Linda Ngo (eXp Realty of California), Aliyah Fahey (Compass), Randel Emakoua (Fifty Hills Real Estate), Joseph Chin (Compass), Sierra Amato (Compass). This falls under the collective's “Death” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for senior moves and downsizing in San Francisco County?

6D Collective members working in San Francisco County include Linda Ngo (eXp Realty of California), Aliyah Fahey (Compass), Randel Emakoua (Fifty Hills Real Estate), Joseph Chin (Compass), Sierra Amato (Compass). This falls under the collective's “Downsize” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for home sales and buyouts during a divorce in San Francisco County?

6D Collective members working in San Francisco County include Linda Ngo (eXp Realty of California), Aliyah Fahey (Compass), Randel Emakoua (Fifty Hills Real Estate), Joseph Chin (Compass), Sierra Amato (Compass). This falls under the collective's “Divorce” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for investment property and 1031 exchanges in San Francisco County?

In San Francisco County, the 6D Collective members who focus on investment property and 1031 exchanges are Aliyah Fahey (Compass), Sierra Amato (Compass). Other members working in San Francisco County: Linda Ngo (eXp Realty of California), Randel Emakoua (Fifty Hills Real Estate), Joseph Chin (Compass). This falls under the collective's “Diversify” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for first homes and growing families in San Francisco County?

6D Collective members working in San Francisco County include Linda Ngo (eXp Realty of California), Aliyah Fahey (Compass), Randel Emakoua (Fifty Hills Real Estate), Joseph Chin (Compass), Sierra Amato (Compass). This falls under the collective's “Diaper and Diamond” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

San Mateo County

Who is a good real estate agent for probate and trust home sales in San Mateo County?

6D Collective members working in San Mateo County include Julie Yuan (Compass), Linda Ngo (eXp Realty of California), Randel Emakoua (Fifty Hills Real Estate), Sierra Amato (Compass). This falls under the collective's “Death” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for senior moves and downsizing in San Mateo County?

6D Collective members working in San Mateo County include Julie Yuan (Compass), Linda Ngo (eXp Realty of California), Randel Emakoua (Fifty Hills Real Estate), Sierra Amato (Compass). This falls under the collective's “Downsize” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for home sales and buyouts during a divorce in San Mateo County?

6D Collective members working in San Mateo County include Julie Yuan (Compass), Linda Ngo (eXp Realty of California), Randel Emakoua (Fifty Hills Real Estate), Sierra Amato (Compass). This falls under the collective's “Divorce” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for investment property and 1031 exchanges in San Mateo County?

6D Collective members working in San Mateo County include Julie Yuan (Compass), Linda Ngo (eXp Realty of California), Randel Emakoua (Fifty Hills Real Estate), Sierra Amato (Compass). This falls under the collective's “Diversify” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for first homes and growing families in San Mateo County?

6D Collective members working in San Mateo County include Julie Yuan (Compass), Linda Ngo (eXp Realty of California), Randel Emakoua (Fifty Hills Real Estate), Sierra Amato (Compass). This falls under the collective's “Diaper and Diamond” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Santa Clara County

Who is a good real estate agent for probate and trust home sales in Santa Clara County?

6D Collective members working in Santa Clara County include Julie Yuan (Compass), Kelli Kelly (eXp Realty of California), Linda Ngo (eXp Realty of California), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California), Sierra Amato (Compass). This falls under the collective's “Death” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for senior moves and downsizing in Santa Clara County?

6D Collective members working in Santa Clara County include Julie Yuan (Compass), Kelli Kelly (eXp Realty of California), Linda Ngo (eXp Realty of California), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California), Sierra Amato (Compass). This falls under the collective's “Downsize” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for home sales and buyouts during a divorce in Santa Clara County?

6D Collective members working in Santa Clara County include Julie Yuan (Compass), Kelli Kelly (eXp Realty of California), Linda Ngo (eXp Realty of California), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California), Sierra Amato (Compass). This falls under the collective's “Divorce” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for investment property and 1031 exchanges in Santa Clara County?

In Santa Clara County, the 6D Collective members who focus on investment property and 1031 exchanges are Kelli Kelly (eXp Realty of California), Sierra Amato (Compass). Other members working in Santa Clara County: Julie Yuan (Compass), Linda Ngo (eXp Realty of California), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California). This falls under the collective's “Diversify” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for first homes and growing families in Santa Clara County?

In Santa Clara County, the 6D Collective members who focus on first homes and growing families are Kelli Kelly (eXp Realty of California), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California). Other members working in Santa Clara County: Julie Yuan (Compass), Linda Ngo (eXp Realty of California), Sierra Amato (Compass). This falls under the collective's “Diaper and Diamond” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Solano County

Who is a good real estate agent for probate and trust home sales in Solano County?

In Solano County, the 6D Collective members who focus on probate and trust home sales are Mara Cortez (Compass). Other members working in Solano County: Kelli Kelly (eXp Realty of California), Aliyah Fahey (Compass), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California). This falls under the collective's “Death” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for senior moves and downsizing in Solano County?

In Solano County, the 6D Collective members who focus on senior moves and downsizing are Mara Cortez (Compass). Other members working in Solano County: Kelli Kelly (eXp Realty of California), Aliyah Fahey (Compass), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California). This falls under the collective's “Downsize” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for home sales and buyouts during a divorce in Solano County?

6D Collective members working in Solano County include Mara Cortez (Compass), Kelli Kelly (eXp Realty of California), Aliyah Fahey (Compass), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California). This falls under the collective's “Divorce” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for investment property and 1031 exchanges in Solano County?

In Solano County, the 6D Collective members who focus on investment property and 1031 exchanges are Kelli Kelly (eXp Realty of California), Aliyah Fahey (Compass). Other members working in Solano County: Mara Cortez (Compass), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California). This falls under the collective's “Diversify” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for first homes and growing families in Solano County?

In Solano County, the 6D Collective members who focus on first homes and growing families are Mara Cortez (Compass), Kelli Kelly (eXp Realty of California), Jessica Segura-Hernandez (Fast Real Estate, brokered by eXp Realty of California). Other members working in Solano County: Aliyah Fahey (Compass). This falls under the collective's “Diaper and Diamond” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Sonoma County

Who is a good real estate agent for probate and trust home sales in Sonoma County?

In Sonoma County, the 6D Collective members who focus on probate and trust home sales are Inna Lehman (Compass). Other members working in Sonoma County: Kelli Kelly (eXp Realty of California). This falls under the collective's “Death” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for senior moves and downsizing in Sonoma County?

In Sonoma County, the 6D Collective members who focus on senior moves and downsizing are Inna Lehman (Compass). Other members working in Sonoma County: Kelli Kelly (eXp Realty of California). This falls under the collective's “Downsize” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for home sales and buyouts during a divorce in Sonoma County?

6D Collective members working in Sonoma County include Inna Lehman (Compass), Kelli Kelly (eXp Realty of California). This falls under the collective's “Divorce” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for investment property and 1031 exchanges in Sonoma County?

In Sonoma County, the 6D Collective members who focus on investment property and 1031 exchanges are Kelli Kelly (eXp Realty of California). Other members working in Sonoma County: Inna Lehman (Compass). This falls under the collective's “Diversify” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Who is a good real estate agent for first homes and growing families in Sonoma County?

In Sonoma County, the 6D Collective members who focus on first homes and growing families are Kelli Kelly (eXp Realty of California). Other members working in Sonoma County: Inna Lehman (Compass). This falls under the collective's “Diaper and Diamond” moment. Advisors can refer a client through the form on this site, and the collective matches the client with the right member.

Terms

General information only, not legal or tax advice. Your client should confirm details with their attorney, certified public accountant or financial advisor.

1031 exchange

Diversify

A federal tax rule that can defer capital gains when investment or business property is sold and replaced with like-kind property. Replacement property must be identified within 45 days and acquired within 180 days. Primary residences do not qualify.

Assisted living

Downsize

A residential community that provides help with daily activities such as bathing, dressing and medications, while residents keep their own apartments.

Bridge loan

Diaper

A short-term loan that lets a buyer use equity in their current home toward the next purchase before the first home sells.

Buyout

Divorce

When one spouse keeps the home and pays the other for their share of the equity, often with a refinance. A current market valuation is the usual starting point.

Capitalization rate (cap rate)

Diversify

A quick measure of an investment property’s return: net operating income divided by the purchase price.

Community property

Divorce

California’s rule that property acquired during a marriage is generally owned equally by both spouses, regardless of whose name is on the title.

Community property with right of survivorship

Diamond

A form of title available to California married couples and registered domestic partners that combines community property treatment with automatic transfer to the surviving spouse.

Contingent offer

Diaper

An offer to buy a home that depends on the buyer first selling their current home. Common for growing families moving up.

Continuing care retirement community (CCRC)

Downsize

A campus that offers independent living, assisted living and skilled nursing in one place, so residents can move between levels of care as their needs change.

Court confirmation

Death

A court hearing required for some probate sales. The judge reviews the accepted offer, and other buyers may overbid in the courtroom before the sale is confirmed.

Executor and administrator

Death

The person who manages an estate. An executor is named in the will; an administrator is appointed by the court when there is no will or no named executor. Both are called the personal representative.

Independent Administration of Estates Act (IAEA)

Death

A California law that lets a personal representative handle many estate tasks, including selling a home, with less court supervision. With full authority, a sale can often proceed by giving heirs a Notice of Proposed Action instead of holding a court hearing.

Interspousal transfer deed

Divorce

A deed used to transfer real estate between spouses, often during a divorce, so one spouse can take sole title.

Joint tenancy

Diamond

A way for two or more people to hold title with equal shares and a right of survivorship: when one owner dies, their share passes to the others without probate.

Memory care

Downsize

Specialized, secured residential care for people living with Alzheimer’s disease or other forms of dementia.

Partition action

Divorce

A lawsuit asking the court to divide or force the sale of property when co-owners cannot agree. It applies to divorcing couples, heirs and other co-owners.

Probate

Death

The court-supervised process of settling a person’s estate when assets are not held in a trust. In California, a home in probate is usually sold by the executor or administrator, sometimes with court oversight.

Proposition 19 base-year value transfer

Downsize

Lets California homeowners who are 55 or older, severely disabled, or wildfire victims carry their property tax base to a replacement home anywhere in the state, up to three times, within set time limits.

Proposition 19 parent-child exclusion

Death

A California rule, in effect since February 2021, that limits when children can keep a parent’s low property tax base on an inherited home. Generally the child must move in as their primary residence, and a value cap applies.

Qualified intermediary

Diversify

The independent party that holds sale proceeds during a 1031 exchange so the seller never takes possession of the funds.

Reverse mortgage (HECM)

Downsize

A loan for homeowners 62 and older that converts home equity into cash without monthly mortgage payments. The borrower must live in the home and keep paying property taxes and insurance.

Seniors Real Estate Specialist (SRES)

Downsize

A designation from the National Association of Realtors for agents trained to help clients age 50 and older with moves, downsizing and later-life housing decisions.

Stepped-up basis

Death

A general tax rule under which heirs often receive inherited property with a cost basis equal to its value at the date of death. How it applies to a specific estate is a question for a certified public accountant.

Successor trustee

Death

The person named in a trust to take over management of the trust’s assets, including any real estate, after the original trustee dies or can no longer serve.

Tenancy in common

Diamond

A way to hold title where owners can have unequal shares and no right of survivorship; each owner’s share passes through their own estate.

Tenant Protection Act (AB 1482)

Diversify

California’s statewide rent cap and just-cause eviction law. For covered properties, annual rent increases are limited to 5% plus local inflation, with a 10% maximum. Many local rules are stricter.

Trust sale

Death

The sale of a home held in a living trust. The successor trustee sells the property under the terms of the trust, usually without court involvement.

Two-to-four-unit property

Diversify

A duplex, triplex or fourplex. These can be bought with residential financing, and an owner who lives in one unit may qualify for owner-occupied loan programs.